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“Brent was knowledgeable, thoughtful and had a strategic approach. I will never be able to properly thank Brent enough for helping me reach a positive outcome. Brent was efficient with his time and strategy, unbelievably empathetic and re-assuring. Thank you to Brent....I am forever grateful.”
Welcome to Dorian Law’s blog page. This is where we write about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- AI Legal Risks
- AI and Legal Advise
- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Best Font for Legal Briefs
- Breach of Fiduciary Duty
- Case Review Corner
- ChatGPT and Insurance
- Cherry-Picking Medical Records
- Costs
- Denied Disability Benefits
- Denied Life Insurance Benefits
- Disability Insurance
- Disability Insurance Company Tactics
- Disability While Working
- Duty to Cooperate
- ERISA
- ERISA Preemption
- ERISA accidental death claims
- ERISA disability claims
- Exhausting Administrative Remedies
- Fibromyalgia
- Footnote Citations
- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- LTD Appeal Checklist
- Legal Document Design
- Legal Ethics
- Legal Typography
- Legal Writing Tips
- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- MetLife
- Objective Medical Evidence
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Reliance Standard
- Retroactive Disability Claims
- Sedentary Work
- Severance Agreement
- TBI
- Taxes

Does Your AI Lawyer Have a Fool for a Client? A Double-Edged Sword: AI, Legal Advice, and the Risk of Going It Alone
AI may be smart—but it’s not your lawyer. From flashy chatbots to “legal research” tools, artificial intelligence is being used in all corners of the internet. But when it comes to your disability, life, or AD&D insurance claim, relying on AI can quietly sabotage your case. This article from Brent Dorian Brehm unpacks why: AI lacks privilege, stores your private information, sometimes invents legal citations, and can expose you to sanctions or denial—even if you’re just trying to help yourself. Before you trust a robot with your future, read this guide or call Dorian Law. Because even in the age of AI, sound legal judgment is still very human.

When Insurers Don’t Explain Themselves: Why Vague Denials May Violate Federal Law
When your insurance claim is denied without a real explanation, it’s more than frustrating — it may be illegal. A new federal court decision confirms that vague ERISA denials violate your rights. This post breaks down what that means for disability, life, and AD&D claims — and what to do next.

What’s the Best Font for Legal Briefs? A Lawyer’s Guide to Clarity, Persuasion, and Court Rules
This guide explores how seemingly small decisions, like font choice, shape your brief's impact. The font in your legal brief isn’t decorative—it’s strategic. Good typography enhances readability, signals professionalism, and boosts persuasive power. Learn how to choose the right font and size, understand court rules, and avoid embedding pitfalls.

Four Long-Term Disability Denial Tricks — And How to Beat Them
Insurers use the same four tricks to cut off long-term disability benefits—blowing ERISA’s appeal deadline, cherry-picking records, invoking a 24-month “self-reported” cap, and pretending your hobby proves employability. Wonsang v. Reliance (4th Cir. 2025) dismantles every tactic. Learn how to leverage that ruling, sink the insurer’s battleship, and turn “No” into “Not so fast.”
“I Didn’t Know I Gave That Up”: What to Do If You Unknowingly Waived Disability or ERISA Rights in a Severance Agreement
If you were on disability and signed a severance, you may have unknowingly waived your right to long-term disability (LTD) benefits. Many agreements include buried ERISA waivers that go unexplained — and now, courts are stepping in. A new federal ruling gives employees a path to fight back. Learn how Dorian Law uses the latest legal tools to challenge these hidden waivers and protect your benefits.

Understanding “Abuse of Discretion” in ERISA Long-Term Disability Claims
Can your disability insurance company just make up their own rules?
When long-term disability (LTD) benefits are denied under ERISA, insurers often claim broad discretion. But if they twist or ignore the plan's actual terms, that's an abuse of discretion—one you can challenge. Here’s how it works, what the law says, and what you need to know to fight back.