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“Brent was knowledgeable, thoughtful and had a strategic approach. I will never be able to properly thank Brent enough for helping me reach a positive outcome. Brent was efficient with his time and strategy, unbelievably empathetic and re-assuring. Thank you to Brent....I am forever grateful.”
Welcome to Dorian Law’s resources page. This is where we blog about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Breach of Fiduciary Duty
- Case Review Corner
- Costs
- Denied Disability Benefits
- Disability Insurance
- Duty to Cooperate
- ERISA
- ERISA Preemption
- Exhausting Administrative Remedies
- Fibromyalgia
- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- Legal Ethics
- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Sedentary Work
- TBI
- Taxes
- Unum
Chevron ERISA LTD Plan Denied Deference—What It Means for You
Dorian Law PC recently helped secure a major ERISA litigation win against Chevron, convincing a federal court to strip discretionary review from its long-term disability plan. The ruling not only impacts our client’s claim—it reshapes the legal playing field for thousands of employees with LTD benefits governed by ERISA. Here's how we did it—and what it means for you.
Why Life Insurance Claims Get Denied (and How to Avoid It)
If your life insurance claim was denied, you’re not alone. Learn how to spot the red flags and avoid common insurer tactics. Dorian Law can help.
An Analysis of Unum's Internal Disability Claim Medical Review Process and Associated Litigation
Are you struggling with a denied disability claim from Unum? This analysis reveals common tactics used by Unum, including reliance on 'paper reviews' and challenges to claimant credibility. Explore evidence of Unum's multi-step review process and how it can impact your claim. If you believe Unum has acted in bad faith or violated ERISA, understanding your options for legal action against Unum is critical. Our report provides insights into court cases and regulatory settlements involving Unum disability claim denials.
Case Review Corner: Accidental Death vs. Medical Treatment - A Tenth Circuit Ruling on Policy Exclusions
How do courts interpret "medical treatment" exclusions in Accidental Death and Dismemberment insurance policies? We break down a significant Tenth Circuit ruling in Jensen v. LINA.
Case Review Corner: The Shift in Standards - Understanding ERISA's "Any Occupation" Disability Definition
What does it really mean to be unable to perform "Any Occupation" under an ERISA disability plan? We delve into a recent court case that examines this very question and its impact on a claimant's benefits.
Punitive Damages for Breach of the Covenant of Good Faith and Fair Dealing Based on Reckless Disregard in California
In California, insurance companies have a duty to act fairly and honestly with their policyholders. If they don't, it's called "bad faith." Sometimes, if an insurance company acts really badly, they might have to pay extra money called "punitive damages" to punish them and stop them from doing it again. To get punitive damages, the person suing usually has to show the insurance company acted with "malice," meaning they intentionally tried to harm someone or didn't care about their rights, or with "oppression," meaning they were cruel and unjust. Just being careless or "reckless" might not be enough to get punitive damages unless it shows they really didn't care about someone's rights or safety.