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Welcome to Dorian Law’s blog page. This is where we write about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- AI Legal Risks
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- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Best Font for Legal Briefs
- Breach of Fiduciary Duty
- Case Review Corner
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- Cherry-Picking Medical Records
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- Denied Disability Benefits
- Denied Life Insurance Benefits
- Disability Insurance
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- Disability While Working
- Duty to Cooperate
- ERISA
- ERISA Preemption
- ERISA accidental death claims
- ERISA disability claims
- Exhausting Administrative Remedies
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- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- LTD Appeal Checklist
- Legal Document Design
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- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- MetLife
- Objective Medical Evidence
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Reliance Standard
- Retroactive Disability Claims
- Sedentary Work
- Severance Agreement
- TBI
- Taxes
When Insurers Don’t Explain Themselves: Why Vague Denials May Violate Federal Law
When your insurance claim is denied without a real explanation, it’s more than frustrating — it may be illegal. A new federal court decision confirms that vague ERISA denials violate your rights. This post breaks down what that means for disability, life, and AD&D claims — and what to do next.
H v. MetLife: Your Rights to Long-Term Disability (LTD) Benefits – Even if You Were Still Working
Discover how H v. MetLife confirms your right to LTD benefits under ERISA, even if you worked until termination. Learn how this ruling clarifies the “unable to earn” standard, the impact of de novo review, and what it means for your LTD claim.
Chevron ERISA LTD Plan Denied Deference—What It Means for You
Dorian Law PC recently helped secure a major ERISA litigation win against Chevron, convincing a federal court to strip discretionary review from its long-term disability plan. The ruling not only impacts our client’s claim—it reshapes the legal playing field for thousands of employees with LTD benefits governed by ERISA. Here's how we did it—and what it means for you.
Case Review Corner: Accidental Death vs. Medical Treatment - A Tenth Circuit Ruling on Policy Exclusions
How do courts interpret "medical treatment" exclusions in Accidental Death and Dismemberment insurance policies? We break down a significant Tenth Circuit ruling in Jensen v. LINA.
Case Review Corner: The Shift in Standards - Understanding ERISA's "Any Occupation" Disability Definition
What does it really mean to be unable to perform "Any Occupation" under an ERISA disability plan? We delve into a recent court case that examines this very question and its impact on a claimant's benefits.
The Perils of "Sedentary": More Than Just Sitting Around in Disability Insurance Claims
Struggling with disability claims and "sedentary work" definitions? This guide breaks down the DOT, ERISA, and SSA interpretations. Learn how sitting time, physical demands, and cognitive functions impact your claim. Understand the Armani ruling and SSA criteria for SSDI eligibility. Discover the key differences and how to document your limitations for success. Contact Dorian Law to get effective insights into navigating sedentary work complexities in disability insurance.