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“Brent was knowledgeable, thoughtful and had a strategic approach. I will never be able to properly thank Brent enough for helping me reach a positive outcome. Brent was efficient with his time and strategy, unbelievably empathetic and re-assuring. Thank you to Brent....I am forever grateful.”
Welcome to Dorian Law’s blog page. This is where we write about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Best Font for Legal Briefs
- Breach of Fiduciary Duty
- Case Review Corner
- Cherry-Picking Medical Records
- Costs
- Denied Disability Benefits
- Disability Insurance
- Disability Insurance Company Tactics
- Disability While Working
- Duty to Cooperate
- ERISA
- ERISA Preemption
- ERISA accidental death claims
- ERISA disability claims
- Exhausting Administrative Remedies
- Fibromyalgia
- Footnote Citations
- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- LTD Appeal Checklist
- Legal Document Design
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- Legal Typography
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- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- MetLife
- Objective Medical Evidence
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Reliance Standard
- Retroactive Disability Claims
- Sedentary Work
- Severance Agreement
- TBI
- Taxes
- Unum
- Waiver of ERISA Claims
- insurance appeal
- insurance denial
“I Didn’t Know I Gave That Up”: What to Do If You Unknowingly Waived Disability or ERISA Rights in a Severance Agreement
If you were on disability and signed a severance, you may have unknowingly waived your right to long-term disability (LTD) benefits. Many agreements include buried ERISA waivers that go unexplained — and now, courts are stepping in. A new federal ruling gives employees a path to fight back. Learn how Dorian Law uses the latest legal tools to challenge these hidden waivers and protect your benefits.
Understanding “Abuse of Discretion” in ERISA Long-Term Disability Claims
Can your disability insurance company just make up their own rules?
When long-term disability (LTD) benefits are denied under ERISA, insurers often claim broad discretion. But if they twist or ignore the plan's actual terms, that's an abuse of discretion—one you can challenge. Here’s how it works, what the law says, and what you need to know to fight back.
Chevron ERISA LTD Plan Denied Deference—What It Means for You
Dorian Law PC recently helped secure a major ERISA litigation win against Chevron, convincing a federal court to strip discretionary review from its long-term disability plan. The ruling not only impacts our client’s claim—it reshapes the legal playing field for thousands of employees with LTD benefits governed by ERISA. Here's how we did it—and what it means for you.
The Perils of "Sedentary": More Than Just Sitting Around in Disability Insurance Claims
Struggling with disability claims and "sedentary work" definitions? This guide breaks down the DOT, ERISA, and SSA interpretations. Learn how sitting time, physical demands, and cognitive functions impact your claim. Understand the Armani ruling and SSA criteria for SSDI eligibility. Discover the key differences and how to document your limitations for success. Contact Dorian Law to get effective insights into navigating sedentary work complexities in disability insurance.
Case Review Corner: The Perils of Non-Cooperation in an ERISA Disability Claim
What happens when you stop cooperating with your insurance company during a disability claim? The case of Kelly Routten against LINA offers a cautionary tale. Despite questions surrounding a pre-existing condition, the court ultimately sided with the insurer due to the claimant's decision to revoke access to her medical records. Discover why cooperation is key to protecting your ERISA disability benefits.
Case Review Corner: Victory for Claimant in ERISA Pre-Existing Condition and Disability Determination Case
Insurance companies often deny valid long-term disability claims, especially when it comes to tricky issues like pre-existing conditions. But sometimes, the claimant wins! Dive into our latest "Case Review Corner" to explore how Jessica Krueger took on Reliance Standard and convinced a federal judge that she was entitled to her benefits despite the initial denial. This is a must-read for anyone facing a tough disability claim.