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Welcome to Dorian Law’s blog page. This is where we write about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- AI Legal Risks
- AI and Legal Advise
- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Best Font for Legal Briefs
- Breach of Fiduciary Duty
- Case Review Corner
- ChatGPT and Insurance
- Cherry-Picking Medical Records
- Costs
- Denied Disability Benefits
- Denied Life Insurance Benefits
- Disability Insurance
- Disability Insurance Company Tactics
- Disability While Working
- Duty to Cooperate
- ERISA
- ERISA Preemption
- ERISA accidental death claims
- ERISA disability claims
- Exhausting Administrative Remedies
- Fibromyalgia
- Footnote Citations
- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- LTD Appeal Checklist
- Legal Document Design
- Legal Ethics
- Legal Typography
- Legal Writing Tips
- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- MetLife
- Objective Medical Evidence
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Reliance Standard
- Retroactive Disability Claims
- Sedentary Work
- Severance Agreement
- TBI
- Taxes

Four Long-Term Disability Denial Tricks — And How to Beat Them
Insurers use the same four tricks to cut off long-term disability benefits—blowing ERISA’s appeal deadline, cherry-picking records, invoking a 24-month “self-reported” cap, and pretending your hobby proves employability. Wonsang v. Reliance (4th Cir. 2025) dismantles every tactic. Learn how to leverage that ruling, sink the insurer’s battleship, and turn “No” into “Not so fast.”