Proven. Reliable. Victorious.
“Brent was knowledgeable, thoughtful and had a strategic approach. I will never be able to properly thank Brent enough for helping me reach a positive outcome. Brent was efficient with his time and strategy, unbelievably empathetic and re-assuring. Thank you to Brent....I am forever grateful.”
Welcome to Dorian Law’s blog page. This is where we write about useful tips, emerging trends, and provide thoughtful insights regarding LTD, Life, and AD&D Insurance benefits. Search for something you are interested in or check out a topic from the list below. Whatever brought you here, I hope we can make a difference.
- Abuse of Discretion
- Accidental Death Insurance (AD&D)
- Attorneys' Fees
- Bad Faith
- Breach of Fiduciary Duty
- Case Review Corner
- Costs
- Denied Disability Benefits
- Disability Insurance
- Disability While Working
- Duty to Cooperate
- ERISA
- ERISA Preemption
- ERISA accidental death claims
- ERISA disability claims
- Exhausting Administrative Remedies
- Fibromyalgia
- Hiring an Insurance Lawyer
- Individual Disability
- Interpleader
- Legal Ethics
- Life Insurance
- Long Term Disability
- Long Term Disability Insurance
- Long-COVID
- Lupus
- ME/CFS
- MetLife
- Pre-existing Condition
- Provider Reimbursement
- Punitive Damages
- Retroactive Disability Claims
- Sedentary Work
- TBI
- Taxes
- Unum
- insurance appeal
- insurance denial
- insurance exclusions
- insurance law
- real case examples
Understanding “Abuse of Discretion” in ERISA Long-Term Disability Claims
Can your disability insurance company just make up their own rules?
When long-term disability (LTD) benefits are denied under ERISA, insurers often claim broad discretion. But if they twist or ignore the plan's actual terms, that's an abuse of discretion—one you can challenge. Here’s how it works, what the law says, and what you need to know to fight back.
What Is an Accidental Death? A Dive into AD&D Insurance and Legal Standards
When tragedy strikes unexpectedly, does your insurance really have you covered? Dive into the complex world of accidental death claims with Dorian Law—uncover how insurance companies define “accidental death,” when they pay out, and how to fight back if they don’t.
H v. MetLife: Your Rights to Long-Term Disability (LTD) Benefits – Even if You Were Still Working
Discover how H v. MetLife confirms your right to LTD benefits under ERISA, even if you worked until termination. Learn how this ruling clarifies the “unable to earn” standard, the impact of de novo review, and what it means for your LTD claim.
Chevron ERISA LTD Plan Denied Deference—What It Means for You
Dorian Law PC recently helped secure a major ERISA litigation win against Chevron, convincing a federal court to strip discretionary review from its long-term disability plan. The ruling not only impacts our client’s claim—it reshapes the legal playing field for thousands of employees with LTD benefits governed by ERISA. Here's how we did it—and what it means for you.
Why Life Insurance Claims Get Denied (and How to Avoid It)
If your life insurance claim was denied, you’re not alone. Learn how to spot the red flags and avoid common insurer tactics. Dorian Law can help.
An Analysis of Unum's Internal Disability Claim Medical Review Process and Associated Litigation
Are you struggling with a denied disability claim from Unum? This analysis reveals common tactics used by Unum, including reliance on 'paper reviews' and challenges to claimant credibility. Explore evidence of Unum's multi-step review process and how it can impact your claim. If you believe Unum has acted in bad faith or violated ERISA, understanding your options for legal action against Unum is critical. Our report provides insights into court cases and regulatory settlements involving Unum disability claim denials.